Jump to HeaderJump to Main ContentJump to Footer
Michigan State University
  • Browse Stories By

    Topics

    Explore stories by subject area

    • Arts and Culture
    • Business and Economy
    • Climate and Environment
    • Education and Learning
    • Engineering, Science and Technology
    • Government and Society
    • Health and Medicine
    • Media and Communications
    • MSU Leadership and Impact
    • Sports and Recreation
    • Student and Campus Experience
    View All Stories

    Collections

    Curated story series

    • Turfgrass
    • Ask the Expert
    • Big Ideas
    • Climate solutions
    • Water at MSU
    • Mobility
    • Spartan Perspectives
    • Student views
    • Graduate voices
    • Faculty voices
    View All Collections

    Featured

    Editor's picks

    • The Spartans behind your favorite Michigan golf courses

      July 22, 2026

      The Spartans behind your favorite Michigan golf courses

    • MSU in the 1990s: 10 Spartan milestones

      July 14, 2026

      MSU in the 1990s: 10 Spartan milestones

MSUTODAY
  • Browse Stories By

< Browse Stories By

Topics

Explore stories by subject area

  • Arts and Culture
  • Business and Economy
  • Climate and Environment
  • Education and Learning
  • Engineering, Science and Technology
  • Government and Society
  • Health and Medicine
  • Media and Communications
  • MSU Leadership and Impact
  • Sports and Recreation
  • Student and Campus Experience
  • View All Stories

Collections

Curated story series

  • Turfgrass
  • Ask the Expert
  • Big Ideas
  • Climate solutions
  • Water at MSU
  • Mobility
  • Spartan Perspectives
  • Student views
  • Graduate voices
  • Faculty voices
  • View All Collections

Featured

Editor's picks

  • The Spartans behind your favorite Michigan golf courses

    July 22, 2026

    The Spartans behind your favorite Michigan golf courses

  • MSU in the 1990s: 10 Spartan milestones

    July 14, 2026

    MSU in the 1990s: 10 Spartan milestones

  • For Media
  • Experts
  • Releases and Statements
  • Sign Up
  • Update Information

Resources

  • A to Z Index
  • Find People
  • Maps
  • Email
  • Student Information System (SIS)
  • D2L
  • Libraries
  • Tech Support
  • MSU Misconduct Hotline
  • Social Media Directory
  • Events Calendar
  • For Media
Michigan State University
MSUToday
  • For Media
  • Experts
  • Releases and Statements
  • Sign Up
  • Update Information
MSUTODAY
Education and Learning

Aug. 5, 2019

Want less student loan debt and more job success? Plan in high school

By: Kim Ward

Though the financial benefits of obtaining a college degree are well documented, soaring student loan debt has many debating if it’s worth it. New research from Michigan State University finds that expectations and aspirations in high school may play an important role in students’ career paths later in life.

According to Soobin Kim, author of the study and a researcher at the MSU College of Education, students need to be thinking about careers while in high school.

“Without a vision for their future, students can flounder, incur a lot of debt and obtain education that will not help them in the career they desire,” Kim said. “It’s clear that the choices students make in high school matter later in life.”

Published in the Journal of Higher Education, Kim finds that high school students who have aligned ambitions – high post-secondary educational expectations and a good idea of what career they want – have better long-term future career outcomes and wages. He also found that students who expected to obtain more education than was needed for their desired career earned higher wages and more occupational prestige later in life.

Conversely, the research found that students who expected to obtain less education than was necessary for their desired career had worse career outcomes and lower wages.

So, what do these findings mean for students who are getting ready to go back to school?

“Students need to understand the benefits and costs of pursuing more education after high school, but also how education fits into their career plans,” Kim said. “It’s important for them to be exposed to different careers, other than the usual ones, and understand how technology is creating new careers. As the job landscape evolves, students must be equipped with the information to make wise educational choices so that they can acquire whatever skills they need to succeed after college.”

Kim said students’ interests should be factored into decisions about postsecondary education, and people in their lives – parents, teachers and counselors – should help them explore careers related to those interests and help determine what types of education would be required.

Generally, if parents did not attend college, their children often attend schools that lack counseling resources on education and occupational options, and this is problematic, Kim said.

“The research shows that students from traditionally underserved groups see some of the largest benefits from being ambitious,” he said. “Therefore, we need to improve resources for schools that serve large proportions of disadvantaged and underprepared students.”

Lastly, Kim and colleagues suggest that schools could benefit from employing psychological interventions that help students envision their futures and persist through setbacks.

“Many students change their educational and occupational plans after they leave high school, so being able to adapt to life changes is an important skill for students to develop,” Kim said.

Kim’s co-authors are Christopher Klager and Barbara Schneider, both with MSU.

 

MEDIA CONTACTS

Soobin Kim
Education and LearningEducation and Learning

Latest News

MSUToday Weekly Update

The MSUToday Weekly Update email showcases how Spartans are making a difference through academic excellence, research impact and community outreach. Get inspired by these stories of innovation, collaboration and determination. Plus, enjoy photos and videos of campus and more MSU content to help keep you connected to the Spartan community.

Sign UpUpdate My Information

Connect With Us

Visit our Facebook pageVisit our page on XVisit our Instagram pageVisit our LinkedIn pageVisit our YouTube pageVisit our TikTok page

Health and Safety

  • MSU Police and Public Safety
  • Olin Health Center
  • Counseling & Psychiatric Services (CAPS)
  • University Health and Wellbeing
  • MSU Health Care
  • Civil Rights and Title IX
  • Our Commitment
  • Center for Survivors
  • Security & Fire Safety Report
  • University Policy on Relationship Violence and Sexual Misconduct
  • Notice of Non-Discrimination, Anti-Harassment and Non-Retaliation
  • Health Care Non-Discrimination Notice

Support Services

  • Disability Resources
  • Supportive Services
  • Learning Resources

Working at MSU

  • Human Resources
  • EBS Login
  • Job Postings
  • Employee Assistance Program

Reports

  • CARES Act Funding
  • Student Achievement and Outcomes

Contact us

517-355-1855

Address

Michigan State University 426 Auditorium Road East Lansing, MI 48824

Follow Us

  • Visit our Facebook page
  • Visit our page on X
  • Visit our Instagram page
  • Visit our TikTok page
  • Visit our LinkedIn page
  • Visit our YouTube page

If you're having accessibility issues, please let us know.

Know More: Campus Safety Information and ResourcesTransparency Reporting: Budget & Salary/Compensation
  • Contact Information|
  • Site Map|
  • Privacy Statement|
  • Site Accessibility|
  • Call MSU: (517) 355-1855|
  • Visit: msu.edu|
  • Notice of Nondiscrimination|

SPARTANS WILL|© Michigan State University|